swIDch’s OTAC Solutions transcend existing authentication methods by providing one-way, randomized user-user, device-
device, and user-device identification and authentication in an algorithm as a service (AaaS), supporting the development of
innovative products and services embedded with robust authentication security.
adding an additional layer of security in the payment process. This patented technology is a Card-Not-Present (CNP) security solution that replaces static card information with variable dynamic card information, providing users full control over their security and finances.